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How does someone get the best mortgage rate?
It takes some good everything these days to get the best Mortgage rate The best rate on a mortgage these days come down to more than credit. If you want the best rate there are some additional factors we have to consider. Credit is great but there needs to be a 2 year history, or…
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Alternative Mortgage Solutions – Is It Really A Healthy Alternative?
Find a healthier solution to your decline We all hear the word when we walk into a branch – Declined. Being declined on the biggest investment you will make is emotional. Your first thought – take any healthy alternative to getting your mortgage approved. Usually when you are declined on Credit, past credit, current credit,…
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Mortgage Math and Affordability Calculator
How much of a mortgage can I afford (mortgage affordability)? Your journey to buy a property has begun. You are starting your search for that new home. Maybe you have already bought a house previously and simply didn’t notice the numerous details that decided what you could be approved for, or your mortgage affordability. There…
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What is B-Lending?
The B-Lending market is one of the more flexible lending tiers that mortgage brokers have access to. This tier of lending can be much different then what most borrowers imagine when they think of a traditional mortgage they would get at their Bank. B-lenders have higher interest rates, need at least 20% down for purchases…
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Buying a house with a rental suite sounds sweet
Buying a house with a rental suite sounds sweet…till it isn’t! It was Monday morning. McLaren’s mortgage supposedly closed on Friday. Yet, he hadn’t heard from the lawyer since later Friday night. Thinking about the Friday that had just passed gave him anxiety. He knew the roller coaster was caused by something called a certificate.…