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Getting a virtual mortgage approval “the new normal”
Recent events such as COVID, increased mortgage application rules and have changed the mortgage landscape forever. With the new digital home buying experience seen in the real estate market. From virtual tours of homes to virtually signing offers to purchase it’s a new and quicker market. It is now time for mortgages to go virtual.…
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Quick Read On Secured Lines Of Credit a.k.a HELOCs
So, you have made a decision to access some equity in your home. It truly depends on what you choose to use this equity for. A car, a boat, debt, something else entirely. What can be said is that there are some simple things to avoid while trying to obtain this line of credit attached…
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5 reasons Why you should pay off your back Taxes with your Equity
To pay CRA arrears or not to pay CRA arrears, that is always the question We all know the answer – YES!! Pay them right away. But what happens when you didn’t save up enough? or just anticipate the amount that you actually owe current. This is what I want to discuss. When you own…
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Mortgages And Your Credit Score
Mortgage Credit Revealed It seems that mortgage credit qualification standards are getting harder to understand these days. In saying this, i would like to go through a chart with you below that will help you understand the overall credit criteria you need. Years prior a 600 credit score and a current job was all that…
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How does someone get the best mortgage rate?
It takes some good everything these days to get the best Mortgage rate The best rate on a mortgage these days come down to more than credit. If you want the best rate there are some additional factors we have to consider. Credit is great but there needs to be a 2 year history, or…